Mortgage

Home Mortgages And Loans

Joshua Barney House is proud to offer our services to give you access to some of the best mortgage lenders and rates in Florida on buying a home could not come at a better time with interest rates at record lows this year. Take advantage now to buy or refinance before market rates go back on the rise.

Fill out a brief bit of information regarding your name and location, click the button to submit, and you will be taken to an advanced form that will submit your information to three different lenders. These three lenders who are specifically matched for your application submission will compete for your loan request. That means you can choose which mortgage lender, interest rate, and program, you feel comfortable with.

Save Time & Money

No longer do you need to visit multiple banks around town, fill out countless forms, and wait for days to receive notice of being approved. A few simple online applications are all you need to get the home mortgage process flowing. We have partnered with quality lenders who offer some of the best rates and packages. Even if you have bad credit we will still find lenders who can work with you without laying on exuberant interest rates.

Still Renting?

If so, you should seriously look into buying a home. With interest rates so low and with great 15-year or 30-year term programs you can purchase real estate property for about the same, if not a lower, cost than what you pay per month on rent. There is no sense in wasting away money on something you do not own must less have control over. Owning a piece of the property allows you to build a solid financial credit background necessary for other mortgages and loans later on down the road.

Home Improvement, Repairs, and Additions

One of the best features that come along with owning a home is the ability to increase the overall usefulness and value. If you see your home as an investment, you have the opportunity to sell at a higher price than what it was paid for. However, like the average homeowner, if you see your home as a comfort zone that you would like to enjoy for many years, or even a lifetime, adding extra features or repairs can at times be costly yet beneficial. Owning a home allows you both the assets and financial equity to access home improvement loans to finance them. Joshua Barney House provides access to the loans essential to completing these tasks. Whether you would like to apply for a (HELOC) home equity line-of-credit, second mortgage, or home equity loan, we provide a fast and simple application to put you in touch with up to three lenders to bid on your financial request. As long as you have an established amount of equity and a few other items that meet the set requirements you should have the lump amount of cash you need for home improvement and home repair.

Replace Your Existing High-Interest Rate With A Lower One

Refinancing your existing home mortgage can offer great rewards. The first and foremost is to receive a lower interest rate than what you are paying at present. Second, when you refinance your home you have the chance to opt out extra cash to pay for home improvements or other large expenses. If you are seeking to refinance your home mortgage, fill out our simple application to receive quotes from three different lenders.

Debt Consolidation and Major Expenses?

Having to pay off and manage multiple bills or major expenses is no easy task. Many of these expenses can include high-interest rates and large monthly minimum payments. By refinancing or filing for a second mortgage, homeowners are allowed to acquire lump amounts of cash to help consolidate these debts or pay them off altogether. Visit www.toporlandorealestateagents.com for more information!